Do you go away for more than two trips a year? Then annual multi-trip insurance is ideal for you.
A annual multi trip insurance policy will cover you for all you basic needs whilst you are away on your holiday. This is the second most popular type of insurance for people to take out and is usually fairly priced and also is given away free with many credit cards and bank accounts.
What will be covered?
Most companies offer various levels of cover starting from basic to a high level of cover. Basic policys will usually have a higher excess and lower cover limits whereas the top policies will have no excess meaning that if something was to happen whilst you were away you will not have to pay any money at all.
Also think about what you will be doing on your trip. Are you going skiing then make sure you take out specialist ski insurance otherwise you will not be covered. In general most standard single trip policies do not cover any sports or adventure tours. If you are going to be doing adventure sports then it is best to take out backpacker cover as they are usually covered as standard.
If you are going to be taking expensive electrical equipment such as a laptop or MP3 player then make sure that the cover you are provided is ample to cover your costs of the equipment as some may only pay out to a certain amount. It maybe worth to pay extra to get them covered to there full worth.
What to look out for
- 24 hour assistance
- Lost & stolen property protection
- Liabiltiy cover
- Cancellation and curtailment
- Personal accident cover
- Legal expenses cover
- Terrorism Cover (Now becoming standard)
| Company | Europe | Worldwide Ex USA | Worldwide Inc USA | Get a Quote |
|---|---|---|---|---|
| Prices based on one adult with the following minimum cover:
Medical Cover – At least £2 million |
||||
| Direct Travel | £28.16 | N/A | £45.76 | Get a Quote |
| 1Stop Travel | £22.32 | N/A | £49.86 | Get a Quote |
| Insure and Go | £37.90 | N/A | £53.60 | Get a Quote |
| Aviva | £47.10 | £56.12 | £65.13 | Get a Quote |
| Direct Line | £43.55 | £63.03 | £69.90 | Get a Quote |
